Business Insurance FAQs

QUESTIONS THAT KEEP YOU UP AT NIGHT:

  • What is the right type and amount of coverage?
  • How can I get the most value for my insurance dollar?
  • If the worst happens will the claims response meet my needs?

WHAT IS THE RIGHT COVERAGE?

There are a lot of things to consider when you own a business. Buildings, property ,income and ,most importantly, people. Our Business Owners policy has a broad portfolio of coverage options to help lay
a solid foundation. Adding Commercial Umbrella and Workers’ Compensation can round out a program.

IS MY COVERAGE ENOUGH?

I will work with you to help you choose the coverage limits that help to protect your business. I also recommend you consider a Commercial Umbrella policy. Umbrella policies supplement the liability coverage you already have through your insurance and provide an extra layer of protection through increased or excess coverage limits. Consider it financial-catastrophe protection and psychological and emotional comfort. when you really need it the most.

HOW DO IGET THE MOST VALUE FOR MY INSURANCE DOLLAR?

Getting insurance from a single source not only helps simplify your life, it helps me offer you a broad array of coverage discounts, too. Also .I can help you gauge your risk tolerance to determine if a higher deductible – the portion you pay before your insurance coverage kicks in-might make sense as a choice you make to lower your premium. But before you do. make sure you have the funds set aside to cover your portion in case you have a claim.

WHY FARMERS?

If you experience a loss and want to file a claim. you can contact me. go to farmers .com or call Farmers’ Claims Contact Center at 800-435-7764. Our Claims Contact Center is open 24 hours a day.7 days a week. One of our professionally trained representatives can help you report your claim. provide information about the claims process .answer any questions you may have and assist you in selecting repair vendors ,if you wish. The Claims Contact Center also offers services to Spanish-language speakers and the hearing impaired. You also can use farmers.com to check on claim stat us. view policy information and make online premium payments.